Home Loan & Down Payment Assistance Programs

Down payment assistance programs help home buyers with money for the down payment and closing cost assistance when they are purchasing a home or condo. Down payment assistance is commonly used by many state and federal housing authorities to serve affordable housing needs for buyers and 21st Century Home Loan in Long Beach is licensed to provide many of the top downpayment assistance programs around.

Click on the links below to learn more about the downpayment assistance programs we offer:

- NSP2 Downpayment Assistance Program

- Mortgage Credit Certificate Program

- City of Buena Park Down Payment Assistance Program

- City of Carson Home Purchase Loan Program

- California Housing Finance Agency Program (CalHFA)

- California Homebuyer's Downpayment Assistance Program (CHDAP)

Down Payment Assistance programs are created to overcome the biggest barrier for individuals interested in owning a home, the down payment amount itself. Down payment assistance has helped many low to moderate income individuals and first time home buyers to purchase an affordable quality built new home.

Many first time home buyers find it almost impossible to save cash for a home down payment. Potential home buyers don't always qualify for conventional housing programs that mortgage lenders use to qualify within a given loan amount, interest rate and time period.

For more information give 21st Century Home Loan a call today at (562) 984-6280.